Interpersonal payment service (P2P) available in 25 countries in Europe including Greece.
Τthe solution to micro-debt debts, a common problem nowadays hopes to give the PayPal expanding the interpersonal payment service (P2P) in 25 countries in Europe, including Greece.
In essence, P2P allows users to send, receive, or request money from friends and relatives quickly and easily through the PayPal app or website, whatever the chosen source of funding for the shipment (balance PayPal, bank card or bank account).
Please note that with PayPal's P2P service, sending euros to friends and relatives within Greece and the European Economic Area / EEA is free (unless currency conversion is required). Free transfers are especially encouraging for users considering the standard commissions and other charges they are required to pay each time they transfer money abroad through the traditional banking system.
In addition, this feature allows users to make payments without entering any bank details - all you need is the recipient's email address. In case the recipient does not already have a PayPal account, he can easily and inexpensively open one. Once the payment is made, the recipient will be notified, and the amount will be automatically added to their own PayPal account, with instant access. In addition, for those users who prefer to manage their account on the go, the enhanced mobile PayPal app offers more control, making it even easier to track PayPal account balance, receive notifications and send money to the frequently used contacts.
It is worth noting that on average, the Hellenes they borrow 50-100 euros per year and they borrow 10 euros from friends and relatives. The highest amount of money they have borrowed and never taken back exceeds 1.000 euros and the groups that seem to borrow the largest amounts are siblings as well as friends and other relatives. This is at least shown by the results of a survey conducted by Censuswide on behalf of PayPal, analyzing the common practices regarding lending money to friends and relatives in some of the markets where the free interpersonal payment service has been extended.
The research also concluded that 17,9% of people find it difficult to raise money from friends and relatives, after spending a certain amount of money on a joint activity, such as buying a gift, paying for a group outing, or buying tickets to an event. In Greece, the main reasons given by those who have not repaid their creditors are the difficulty of meeting in person due to distance, the temporary lack of cash and the impossibility of easy access to an ATM.
Paypal is evolving in the field of payments
This solution faithfully follows PayPal's interpersonal payment portfolio, seeking to provide ongoing solutions to users' day-to-day operations. Since its establishment in 1999 until today, it is a company oriented in the field of interpersonal payments through PDA devices. Recently, it has activated a wide range of payment methods aimed at businesses as well as consumers.
In general, PayPal remains committed to its goal of democratizing money and enabling more and more people to have better money management options according to their needs.
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